Privacy Policy
- Your tax information stays on your device. We never receive, store, sell or share it.
- No account is required, and we don't use analytics or tracking.
- The Mac app has no ads and contains no third-party advertising or analytics code.
- The free iPhone and iPad app shows non-personalized ads from Google AdMob. We don't ask to track you and we don't use your device's advertising identifier.
1. Who we are
Tax & Business 2027 Calculator (the "App") is published by PayneBrain LLC ("we", "us"). This policy explains what information the App handles on iPhone, iPad and Mac, and your choices.
2. Information you enter
To estimate your taxes you may enter income, deductions, credits, filing status, state of residence and similar details. This information:
- is processed entirely on your device;
- is saved only on your device (including any "saved returns" and the automatic draft of your current return);
- is never sent to us, to Google, or to anyone else.
If you use Export (CSV or JSON), the file is created on your device and saved or shared only where you choose.
3. Advertising — iPhone and iPad only
The iPhone and iPad version is free and supported by ads from Google AdMob. The macOS version does not show ads and does not include the Google Mobile Ads SDK.
How ads work in the App
- Non-personalized only. Ad personalization is turned off for every ad request. Ads are not based on your interests, your browsing or anything you enter in the App.
- No tracking. The App does not show Apple's App Tracking Transparency prompt and does not access your device's advertising identifier (IDFA).
- Family-friendly. Ads are limited to content suitable for general audiences.
- Your tax data is never shared with Google or used for advertising.
What Google may collect
To deliver ads, limit how often you see them, measure performance and prevent fraud, Google may automatically collect limited technical information, such as:
| Data | Purpose |
|---|---|
| IP address (used to estimate approximate location, such as country) | Ad delivery, fraud prevention |
| Device and app information (device model, operating system, app version, language) | Ad delivery, measurement |
| Ad interactions (ads shown, taps, video views) | Measurement, frequency limits |
| Diagnostic data (ad loading errors, performance) | Reliability of the ads service |
This information is handled by Google under the Google Privacy Policy. To learn more, see How Google uses information from sites or apps that use its services.
Your ad choices
- If you are in the European Economic Area, the United Kingdom, Switzerland or another region that requires it, the App shows Google's consent message before ads load. You can change your choice at any time in the App under ••• › Privacy & Ad Choices.
- You can watch one optional video to remove all ads for 24 hours.
- If you have unlocked Business Mode (available in the Mac app), the iPhone and iPad app shows no ads.
4. macOS version
The Mac app contains no ads, no analytics and no third-party SDKs. It does not collect any personal or device data. The only network activity is with Apple's App Store when you make or restore an in-app purchase.
5. In-app purchases
Business Mode is a one-time purchase made through Apple's App Store. Apple processes the payment; we never see your name, Apple ID, card or billing details. The App only receives confirmation from Apple that the purchase is valid, so it can unlock Business Mode on your devices.
6. Analytics and crash reports
We don't use any analytics service. If you have chosen to share analytics with app developers in your device settings, Apple may provide us with anonymous crash reports and usage statistics as described in Apple's Privacy Policy. These do not include your tax information.
7. Children
The App is a tax tool for adults and is not directed to children under 13. We do not knowingly collect personal information from children.
8. Keeping and deleting your data
Because your information stays on your device, you control it. You can delete saved returns in the App (••• › Saved Returns), start over at any time, or delete the App to remove everything it stored. We hold no copy to delete.
9. Your privacy rights
We do not sell or share personal information, and we do not use it for targeted advertising. Because we don't collect or store your personal information, there is generally nothing for us to access, correct or delete on your behalf. For data collected by Google to serve ads on iPhone and iPad, you can use the in-app ad choices above or the tools described in Google's Privacy Policy. Residents of California, the EEA, the UK and other regions with privacy laws may contact us with any request or question.
10. Security
Your information is protected by your device's built-in security, including encryption when your device is locked. We don't transmit your tax data, so it can't be exposed in transit or on our servers.
11. Disclosures
- Does the app include third-party analytics?
- No.
- Does the app include third-party advertising?
- On iPhone and iPad, yes: Google AdMob, non-personalized ads only, with no tracking. On Mac, no — the macOS version has no ads.
- Will the data be shared with any third parties? If so, for what purposes and where will this information be stored?
- No tax or personal information you enter is shared with anyone. On iPhone and iPad only, Google AdMob automatically receives the limited technical and ad-interaction data described in Section 3, to serve and measure ads; it is stored by Google under its privacy policy. On Mac: no data is shared, so this is not applicable.
- Is the app collecting any user or device data for purposes beyond third-party analytics or third-party advertising?
- No.
12. Changes to this policy
If we change how the App handles information, we will update this page and the effective date above. Significant changes will also be noted in the App's release notes.
13. Contact us
PayneBrain LLC
Website: www.paynebrain.com
Email: carlton@paynebrain.com